We Could Lose Our Home. We're Fighting to Make Sure Other North Dakota Families Have a Stronger Voice.
After years of challenging a disputed mortgage document, presenting handwriting-expert findings, and pursuing court review, our family is fighting to save our home and change the legal barriers that we believe prevent homeowners from obtaining meaningful review of disputed mortgage assignments.
Save Our Home
Following the September 16, 2026 sheriff's foreclosure sale, the Young family is raising funds to redeem their Fargo home before the legally applicable redemption period expires. The exact redemption amount and deadline remain subject to verification.
Help Save Our HomeChange the Law
The family encountered a legal barrier they believe prevented meaningful review of a disputed mortgage assignment. They are working to change North Dakota law so homeowners can challenge potentially forged or void assignments.
Explore the ReformProtect Future Homeowners
This fight is building a statewide network of homeowners, voters, and volunteers — the foundation of a long-term homeowner protection movement that can outlast this one family's case.
Join the Movement
Three Handwriting Experts Raised Questions About the Authenticity of a Mortgage Document. See the Evidence for Yourself.
The Young family retained three handwriting experts to examine the mortgage assignment recorded in 2023. Their reports are presented here in full, alongside the disputed document, so that journalists, legislators, and the public can examine the record and reach their own conclusions.
A Decade of the Record
- 2016-04-20
The Young Family Purchases Their Fargo Home
James C. Young and Tahnee R. Young purchased their family home in Fargo, North Dakota.
- 2023-07-21
Mortgage Assignment Recorded from MERS to MidFirst Bank
An assignment of the mortgage from Mortgage Electronic Registration Systems, Inc. (MERS) to MidFirst Bank was recorded. The Young family contends that this assignment is the document whose authenticity three handwriting experts later questioned.
- 2024-04-23
District Court Denies Injunction
The district court denied an injunction sought by the Young family.
- 2024-07-26
Summary Judgment Entered
Summary judgment was entered in the foreclosure case.
- 2025-01-27
Chapter 13 Bankruptcy Filed
The Young family filed a Chapter 13 bankruptcy petition, which imposed an automatic stay on foreclosure proceedings.
Latest From the Campaign
"We're Fighting for Our Home. We're Fighting for the Truth. And We're Fighting for Every North Dakota Family Who Deserves a Fair Opportunity to Protect Their Home."